It might be unpleasant to think about a disaster that might affect your organization, but these events sometimes happen, so maintaining commercial property insurance is essential for large and small business owners alike. At Paul Davis Restoration of North Dallas, we work with your insurance provider to get your business back up and running as quickly as possible. Here, we discuss our commercial restoration services and why you should have insurance for commercial property.
What Is Commercial Property Insurance?
According to the Texas Department of Insurance, commercial property insurance pays to replace or repair your business property that’s damaged by storm, fire, or another covered event. In some cases, it may also pay some of your lost income. Each insurance provider has their own coverage options and plans for you to choose from.
What Is Covered?
There are three levels of commercial coverage, and each level protects against different events.
- Basic policies: These policies provide the least amount of coverage. They cover fire, windstorms, hail, explosions, smoke, sprinkler leaks, lightning, aircraft and vehicle collisions, vandalism, sinkholes, volcanoes, and riot damage.
- Broad policies: These policies cover the events in the basic policy and other damage. They also cover structural collapses, the weight of ice, snow, and sleet, leaking appliances, and falling objects.
- Special form policies: They provide the most coverage, covering all damage except those excluded. Most special form policies do not cover floods, war, earthquakes, wear and tear, insects, or nuclear disasters.
Comprehensive Commercial Restoration
Whether you’re a property manager or owner, or you rent a space for your business, commercial property insurance can help cover the cost of restoration services. At Paul Davis Restoration of North Dallas, we offer restoration, replacement, and mitigation services for small and large businesses.
Water Damage
Water damage can occur without warning. Whether it’s gradual damage from a leaky pipe or sudden flood damage from a water main break, our experts respond swiftly. We will inspect every inch of your business, extract the remaining standing water, and dehumidify the entire building to prevent mold and mildew growth.
Storm & Wind Damage
Whether you experience storm damage from heavy winds, rain, or winter snow, we’re here for you. Our team can install a new roof or replace your foundation. If the damage is extensive, we’ll board up your business to prevent vandalism or looting while we do the repairs.
Fire & Smoke Damage
Fire damage can be devastating. Not only does a fire leave ash and soot behind, but it can also leave behind smoke and standing water. At Paul Davis Restoration of North Dallas, we’ll handle every part of the clean-up process. We’ll purify your building to remove the smell of smoke and soot, and we’ll dehumidify and vacuum up all the water to prevent future problems.
Large Loss
If your business experiences catastrophic damage from a storm, flood, or fire, trust us to handle the entire cleanup process. As part of a nationwide network of restoration professionals, we can pull available resources from anywhere. This access helps reduce the possibility of a large loss for our commercial clients.
Recover Quickly With Paul Davis Restoration of North Dallas
When a disaster damages your business, commercial property insurance can help mitigate the loss. At Paul Davis Restoration of North Dallas, we’ll file a claim with your insurance company. We’ll also work with them every step of the way to help ensure everything moves smoothly and that you’re given the money you’re owed.
We also offer a First Priority Program for our commercial customers. This customized disaster plan facilitates disaster recovery and minimizes loss of revenue. We want to help you open your doors again as soon as possible with minimal disruption to your everyday operations. We are on call 24 hours a day, 365 days a year. Located in Carrollton, Texas, we serve North Dallas and the surrounding areas. For more information about any of our commercial services, contact us today.
