For business owners who experience a disaster at their commercial property, getting your business operating like normal again can feel overwhelming. Filing a claim with your insurance provider is a crucial step in the restoration process. As critical as it is, responding to a claim immediately after an event may seem daunting. For this reason, having a plan in place before an event is critical.
Located in Carrollton, Texas, Paul Davis Restoration of North Dallas offers commercial services throughout North Dallas and the surrounding areas. Here, we explain how to liaise with commercial property insurance carriers in the event of a disaster.
What to Do Immediately After the Disaster
Once the disaster has ceased and the area is deemed safe, your first impulse may be to begin making repairs and cleaning up debris. While you might think this is the fastest avenue to getting your business up and running again, there are other steps to take first.
Before removing any debris or damaged belongings, property owners should first document all losses. Commercial property owners can document their losses by taking photos or videos with their cell phones. Business owners should also make a written list of all the damage they uncover, as well as a list of items that aren’t salvageable.
Once a property owner has recorded the damage sustained to their commercial property, they can begin making temporary repairs. Temporary repairs can include covering holes in the roof or boarding up broken windows. Property owners should keep track of all repairs made and keep receipts. Insurance providers will typically reimburse the cost of repairs as part of the claim.
Start a Claim with Your Commercial Property Insurance Provider
Commercial property owners need to begin a claim with their insurance provider as soon as possible. Waiting too long can be costly, as most insurance companies have deadlines for filing claims.
Once a commercial property owner gets in touch with their broker or agent, the carrier will assign an adjuster to the claim. This person is tasked with investigating the claim and quantifying the estimated value of the loss. Once the adjuster has completed their inspection and documented their findings, insurance carriers will review the report to determine a settlement amount that satisfies the claim.
When filing a claim with the insurance provider, policyholders will need to provide the following information:
- The policyholder’s contact information and the information of anyone involved
- The policy number
- The type of claim being filed
- Information about the incident such as when and where it occurred
- A description or photos of the damage and a list of lost items
Assistance With Commercial Property Insurance
Enduring a disaster that results in a loss can take its toll on commercial property owners. During this difficult time, business owners can turn to the insurance professionals at Paul Davis Restoration of North Dallas for assistance with large loss claims. Our multi-peril insurance repair experts have proudly helped to restore more than two million properties since 1966.
At Paul Davis Restoration of North Dallas, we understand the urgency for commercial property owners. We take great pride in our quick response times and commitment to returning properties to their pre-loss conditions. Our team can help clients streamline the insurance claims process. This allows businesses to return to normalcy faster and easier.
When working with Paul Davis Restoration of North Dallas, clients can expect the following:
- 30-minute contact
- 4-hour onsite response time
- Feedback to the insurance adjuster within 24 hours
- Accurate, thorough estimates and documentation
Call Paul Davis Restoration of North Dallas Today
If your business has experienced a disaster requiring restoration, turn to the team at Paul Davis Restoration of North Dallas. Our commitment to our clients has earned us a long-standing reputation. We provide outstanding training and communication, innovative solutions, leading-edge technology, and quality services.
Our commercial services involve guiding clients through every step of the restoration process, including filing a claim with their commercial property insurance provider. For more information about the restoration process, contact us today.
